Key Takeaways
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Get your visa in order before booking a one-way ticket.
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Open a local bank account for smoother daily life.
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Health insurance is non-negotiable—get it sorted early.
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Learn about local laws, neighborhoods, and utilities.
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Start with temporary rental housing while you settle in.
Moving to Puerto Vallarta in 2026? Read This First
Dreaming of golden beaches, year-round sunshine, and vibrant culture?
Puerto Vallarta is a tropical paradise—and thousands of expats agree.
But before you sell everything and hop on a plane, there are a few non-negotiables to cover: visas, banks, insurance, and a whole lot more.
This quick checklist keeps it simple, organized, and stress-free.
✅ Visa Requirements for Puerto Vallarta in 2026
Don’t risk overstaying your welcome.
If you’re planning to live in Puerto Vallarta long-term (more than 180 days), you’ll need a Temporary Resident Visa.
Here’s what you’ll need:
| Visa Type | Duration | Required Income (2026) |
|---|---|---|
| Tourist Visa | Up to 180 days | None |
| Temporary Resident | 1–4 years | ~$3,300 USD/month or $55K in savings |
| Permanent Resident | Indefinite | Higher income or family connection to Mexico |
👉 Pro tip: Start your visa application at a Mexican consulate in your home country.
Once in Mexico, you’ll finish the process with the Instituto Nacional de Migración (INM).
✅ Open a Mexican Bank Account
Why?
Because paying rent, utilities, or even groceries is so much easier when you have a local debit card.
Here’s what you’ll need to open an account:
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Valid passport
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Proof of residency (visa or rental contract)
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CURP number (Mexico’s version of a social security number)
🏦 Popular banks in Puerto Vallarta:
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BBVA
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Banorte
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Santander
✅ Get Health Insurance in Mexico
Even if you’re healthy, don’t skip this.
Private healthcare in Puerto Vallarta is excellent, but it can be expensive without coverage.
You’ve got options:
| Insurance Type | Description |
|---|---|
| Local Providers | Cheaper, Mexico-only coverage (GNP, AXA) |
| International Plans | Good if you travel a lot or want U.S. care |
| IMSS (Public) | Public health system – lower cost, but limited English support |
💡 Apply early—some providers require a medical exam or waiting period.
✅ Other Essentials You’ll Need
🔌 Set Up Utilities
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Electricity: CFE
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Water: Local city office
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Internet: Telmex or TotalPlay
Bring your rental contract and ID when setting things up.
🏘️ Choose the Right Neighborhood
Some top areas for expats include:
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Zona Romántica: Walkable, LGBTQ+ friendly, trendy
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Marina Vallarta: Quiet, upscale, close to airport
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Versalles: Walkable, family-friendly, affordable
📱 Get a Mexican SIM Card
Carriers like Telcel or AT&T Mexico offer cheap prepaid plans.
Bring your unlocked phone.
🧾 Hire a Local Fixer (Optional)
Want less paperwork?
Hire a bilingual relocation specialist to help with:
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Residency paperwork
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Utilities setup
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Finding rentals
They’ll save you hours—and headaches.
Final Thoughts: Make Your Move Stress-Free
Moving to Puerto Vallarta in 2026 doesn’t have to be overwhelming.
Just follow this step-by-step checklist, take your time, and plan smart.
Before you know it, you’ll be sipping margaritas on the Malecón with zero regrets.
FAQs
Can I just move to Puerto Vallarta without a visa?
Only for short visits under 180 days. For anything longer, apply for a Temporary Resident Visa.
Can foreigners buy property in Puerto Vallarta?
Yes—but in coastal areas, you’ll buy through a bank trust (fideicomiso).
Is Puerto Vallarta safe for expats?
Yes. Like any city, stay aware—but PV has a large, welcoming expat community.
Can I bring my pet?
Yes! You’ll need a health certificate from a vet and proof of rabies vaccination.